Making the right choice when it comes to purchasing a home requires careful preparation, research and planning. Therefore, it is important to surround yourself with qualified professional assistance. Our experience and knowledge, of the Toronto and the GTA real estate and mortgage marketplace, is available at no charge.
Affordability and Financing
The first step is to review your current expenses. Then contact us to understand your mortgage options. We will then arrange for a pre-approved mortgage with a guaranteed interest rate. Now you can embark on your search for your dream home, knowing what you can afford.
Choosing the Right Mortgage Solution
We will help you to understand your mortgage options:
- Amortization
- Payment frequency
- Conventional mortgage or High-Ratio mortgage
- Closed mortgage or Open mortgage
- Term of the mortgage
- Fixed rate or Variable rate
The Mortgage Checklist
What you will need:
- A copy of signed agreement of Purchase and Sale
- A copy of the Real Estate Listing
- A salary letter from your employer or a recent pay stub
- Self-employed individuals need financial statements and Notice of Assessments for the past three years
- Bank statements or a gift letter confirming that your down payment came from your own resources
- A list of all your assets and liabilities
Contact us for more information